Ortiz Law Firm's website describes Nick Ortiz's national disability law practice (888-321-8131) with attorney Kelsie Nagele. The firm handles group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims. Services include LTD administrative appeals, lawsuits, and lump-sum buyouts/settlements; SSDI initial applications, reconsideration, and hearings before administrative law judges. Major insurance carriers handled include New York Life, Lincoln Financial, Reliance Standard, Prudential, The Hartford, The Standard, MetLife, Guardian, and Unum. Resources include a Long-Term Disability Buyout Calculator, eBooks, guides, video library, and an LTD glossary. The firm publishes content on disability insurance company tricks and tactics, plus disabling condition guides.