Capitan Law's website describes a nationwide long-term disability insurance law firm with attorneys Joe Capitan, Greg Scott, and Deborah Lewis. The practice handles LTD applications, claim management, appeals, lawsuits, and lump-sum settlements. The firm explicitly states it works only with disabled individuals — never insurance companies — and operates on a contingent-fee basis (no fee unless benefits are recovered). Insurance carriers handled include Anthem, New York Life (formerly Cigna), Hartford, Lincoln, MetLife, Mutual of Omaha, Prudential, Reliance Standard, Sun Life, The Standard, and Unum. Disabling conditions covered include back and spine, neurological and cognitive, upper and lower extremity impairments, balance disorders, autoimmune diseases, cardiac/circulatory, mental health, gastrointestinal, and orthopedic joint impairments. Contact: (866) 615-9507.